DTS Financial - Credit Card Debt Consolidation

"I was truly afraid to trust in any Debt Company but after much research and the professionalism of DTS and with the extreme effort they showed in reassuring me that they were legitimate, I trusted them with my debt problem. With much effort and focus on my part and their loyal and professional help I became debt free in less than one year. I am so thankful that I found this program and DTS. I will recommend anyone to trust in their professional help!"

M.H. - Brooklyn, New York

"I am in receipt of your email and I thank you for your efforts to assist me in gaining control of my finances. I know that together we will take care of this situation and that very soon, I will be able to not flinch when the phone rings. I will be able to buy food for my children and not sacrifice buying them other things they need. Thank You."

D.S. - St. Louis, Missouri

"Thanks again. I am glad I chose DTS!!! I've learned a hard lesson, but thanks to you there IS some light at the end of the tunnel."

B.G. - Hatfield, Pennsylvannia

"Thank you again for all your help and continued support. We know our debts are in very capable hands and it takes away soooo much of our stress!"

A. H. - Sunnyvale, California

"Thanks, I really appreciate your follow-through and attention to detail in helping us with our research!"

A. W. - Rosamond, California

"Over the past couple of weeks I have been talking with Claude about my financial situation. During this time I have come to consider Claude as a friend. He has shown real concern for my situation and even though his/your company could have made money off of me, he referred me to another company. He analyzed my situation and decided that I would be better served elsewhere. For this I am truly grateful. It is nice to know honest companies still do exist!"

G.S. - Gwinn, Michigan

"When we started DTS almost 2 years ago, I was completely stressed from never having enough money to pay our bills and always worrying about money. But thanks to DTS we are completely debt free and for the first time in our life we are not living paycheck to paycheck. We are able to put money in savings and are reaching our goals. I know for a fact that if it were not for DTS we would have more debt and would still be struggling to survive. Thank you! Thank you! Thank you!"

L.S. - Valencia, California

"Again, thank you folks for the constantly prompt, thoughtful replies. You should hold classes for the rude companies and show them how to please their customers."

- L.W. - Tomahawk, Wisconsin

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Credit Card Debt Consolidation

Credit card debt consolidation is not the best option for those struggling with debts of $10,000 or more. While you may be cutting down on interest payments by not paying several different interest rates at once, you will also be consolidating the amount owed, which remains the same. Consolidation just combines debts, it doesn't reduce them.

Often, homeowners will get a debt consolidation loan. This is like a home equity loan where you borrow from your equity to pay off outstanding debts (rather than using equity for more traditional purposes, like home improvement or college tuition). The problem here is that you are replacing one debt--the credit card debt--with a new consolidation loan.

Find a Better Way to Consolidate with DTS

The terms of a consolidation loan might be more attractive than having to pay five different credit card bills at once, but it is still more expensive than anything you can achieve by working with DTS. In certain cases, it is possible to have DTS negotiate your consolidation for you--to lower both the amount owed and the interest rate.

However, this type of consolidation can be difficult to achieve because these debts come from a number of different banks. It is easier to start with us first and allow us to work out your debts on a case-by-case basis. Let us reduce your debt, this will offer you the greatest benefit and help you get back on your feet sooner. Once we've reduced the amount you owe, a consolidation program will be more feasible.

	(Minimum: $10,000)
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Debt Amount:	(Minimum: $10,000) The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.