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"After completing my program I just felt free! And now without debt I know I have control of my life again. Thanks to your dedication to keeping focused even when I was unsure. You are heaven sent!"
J.V. - Agoura, California


"Got the package and I have mailed out my second payment. Appreciate all you do. Great customer service."
B.J. - Texas


"You are a rare operation in today's business world where there's just not enough time to go around and clients like myself are always surprised with the kind of stellar assistance I received from you at DTS. Your biggest Fan."
C.S. - Winchester, Virginia


"Life has been much better for us since completing your program and we were very satisfied with your services."
K.M. - Prattville, Alabama


"I, like most people was very skeptical to enter such a program. But one simple thing clicked it for me, in your FAQ section on your website it says something about people being concerned about their credit rating and basically stating that you need to worry about your quality of life first and your credit rating later. I had over $65,000 in debt that would have cost me over $200,000 and many years had I stayed that path. A year and a half later, I am in a different world and a different lifestyle. Could I go get credit on a Lexus today? Probably not. But I sleep at night, and that was something that eluded me for years. The credit rating will return to normal someday, and in the meantime I can begin saving again for things I want and living a stress and debt free life. I have rid myself of every single credit card (so has my wife), and the lessons learned from something like this although hard are also priceless. Paying cash for things is AWESOME anyway."
E.Z. - Greyslake, Illinois


"Remember: the people who say it can't be done, should not get in the way of the people who are already doing it."
L. W. - Maynooth, Ontario, Canada


"DTS is doing a great job of keeping me informed of settlement offers, returning phone calls and answering questions. Thanks for all your hard work!!!"
K.B. - Katy, Texas


"Yes, the creditors have not been calling and leaving "desperate" messages for us to call them back. Thank You! Thank You! Thank You!"
A. H. - Sunnyvale, California


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Debt Relief Is Only a Click Away! Call Now at (800) 767-1120 or fill out the form below!


Credit Card Debt Relief


We cannot offer credit card debt relief to every customer who comes our way--but we do everything in our power to make it possible. First, if you have no money left in your bank account and no impending salary, it can be difficult to make a negotiation. A creditor needs to know that you'll be able to meet the terms of a negotiation.

Beginning a New Payment Plan

However, if you have a part-time job that brings in only a few hundred dollars a month, this could be enough to satisfy creditors. It depends on the nature and amount of the debt. Every situation is unique, so contact us and we'll determine how to best negotiate your debt with creditors.

Even if you are able to borrow money or sell off certain assets, this might be enough of a bargaining chip. So long as you have some capital coming in that will allow you to begin a new payment plan, we can negotiate on your behalf. Tell us about your complete financial situation so we'll have the full picture when we head to the bargaining table for you.

Another factor to take into consideration is the amount of debt you owe. If a debt total is less than $10,000, it is more difficult to negotiate with creditors. They may still shave off a small amount of money, but not as much as they would for a debt that is over $10,000. If your debt is just a few thousand dollars, it may not be worth your while to negotiate a new debt settlement--though this is not to suggest you should create more debt until your debt reaches $10,000 or above. A $50,000 credit limit can be tempting, but be careful. Let us help you decide which course of action is best--give us a call and tell us about your situation.

  (Minimum: $10,000)
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(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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