DTS Financial - Credit Card Debt Settlement

"Wish I'd found you guys a long time ago. I gave your number to a friend of mine who's having some trouble."

A. G. - Culver City, California

"I have received the Welcome Package and the materials. They have been very informative. I appreciate your follow up letter; it expresses a certain level of care and attention to me, the consumer. Thank You."

L.F. - Santa Monica, California

"I, like most people was very skeptical to enter such a program. But one simple thing clicked it for me, in your FAQ section on your website it says something about people being concerned about their credit rating and basically stating that you need to worry about your quality of life first and your credit rating later. I had over $65,000 in debt that would have cost me over $200,000 and many years had I stayed that path. A year and a half later, I am in a different world and a different lifestyle. Could I go get credit on a Lexus today? Probably not. But I sleep at night, and that was something that eluded me for years. The credit rating will return to normal someday, and in the meantime I can begin saving again for things I want and living a stress and debt free life. I have rid myself of every single credit card (so has my wife), and the lessons learned from something like this although hard are also priceless. Paying cash for things is AWESOME anyway."

E.Z. - Greyslake, Illinois

"I am in receipt of your email and I thank you for your efforts to assist me in gaining control of my finances. I know that together we will take care of this situation and that very soon, I will be able to not flinch when the phone rings. I will be able to buy food for my children and not sacrifice buying them other things they need. Thank You."

D.S. - St. Louis, Missouri

"Thank you very much for your efforts and even more for the results! We will be looking into the company you mentioned regarding cleaning up our credit as we get closer to a debt free life."

A. M. - Henderson, Nevada

"When we started DTS almost 2 years ago, I was completely stressed from never having enough money to pay our bills and always worrying about money. But thanks to DTS we are completely debt free and for the first time in our life we are not living paycheck to paycheck. We are able to put money in savings and are reaching our goals. I know for a fact that if it were not for DTS we would have more debt and would still be struggling to survive. Thank you! Thank you! Thank you!"

L.S. - Valencia, California

"Life has been much better for us since completing your program and we were very satisfied with your services."

K.M. - Prattville, Alabama

"After completing my program I just felt free! And now without debt I know I have control of my life again. Thanks to your dedication to keeping focused even when I was unsure. You are heaven sent!"

J.V. - Agoura, California

More Testimonials

Debt Relief Is Only a Click Away! Call Now at (800) 767-1120 or fill out the form below!

Credit Card Debt Settlement

It is commonly believed that any settlement arising from a credit card debt settlement must be reported on your taxes. This is not true. Normally, this advice is given by people who advocate credit counseling, which is woefully ineffective compared to debt settlement.

When people advise you to report a debt settlement on your taxes, they are thinking of the rule that requires you to report any income over $600 to the IRS. (They think any savings on a debt can be considered an advance in income.) However, debt works differently than income, so you can actually write off the debt on a tax return. Keep in mind that this is only possible if you are in the red financially.

Avoiding Bankruptcy and Counseling

This is one of the scare tactics used by credit counseling advocates, or even bankruptcy advocates. Our purpose is to help you avoid these two solutions--which aren't very effective solutions at all. They cause as many problems as they solve.

Bankruptcy stays on your record for over a decade. Counseling companies reduce debt at around eight years--an improvement, to be sure, but not nearly as effective as the three years maximum that DTS offers. Credit counseling companies are also limited by the number of creditors that will even work with them. We work with all types of creditors, including medical billing, department store debts, financing agreements, and other billing issues.

	(Minimum: $10,000)
First Name:
Last Name:
Home Telephone:
Work Telephone:
State of Residence:
Best Day & Time To Call:
E-mail Address:
Verify E-mail Address:
Debt Amount:	(Minimum: $10,000) The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.