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"Again, thank you folks for the constantly prompt, thoughtful replies. You should hold classes for the rude companies and show them how to please their customers."
- L.W. - Tomahawk, Wisconsin


"My wife and I wish to thank you and your staff for helping us through this difficult process that was a total success. If anyone ever asks for advice, how he or she could get control of his or her debt issues, DTS will be recommended easily. The program that you have put together was easy for us to handle. Again thanks to everyone at DTS for all the assistance and [we are] finally on the road to being debt free."
Mr./Mrs. N. - Las Vegas, Nevada


"Ustedes me ayudaron cuando los otron no pudieron, Gracias por su ayuda y su profesionalismo."
A.R. - Sacramento, California


"I, like most people was very skeptical to enter such a program. But one simple thing clicked it for me, in your FAQ section on your website it says something about people being concerned about their credit rating and basically stating that you need to worry about your quality of life first and your credit rating later. I had over $65,000 in debt that would have cost me over $200,000 and many years had I stayed that path. A year and a half later, I am in a different world and a different lifestyle. Could I go get credit on a Lexus today? Probably not. But I sleep at night, and that was something that eluded me for years. The credit rating will return to normal someday, and in the meantime I can begin saving again for things I want and living a stress and debt free life. I have rid myself of every single credit card (so has my wife), and the lessons learned from something like this although hard are also priceless. Paying cash for things is AWESOME anyway."
E.Z. - Greyslake, Illinois


"I appreciate the help that you have been to me."
B. V. - Howard, Pennsylvania


"Thanks, I really appreciate your follow-through and attention to detail in helping us with our research!"
A. W. - Rosamond, California


"Over the past couple of weeks I have been talking with Claude about my financial situation. During this time I have come to consider Claude as a friend. He has shown real concern for my situation and even though his/your company could have made money off of me, he referred me to another company. He analyzed my situation and decided that I would be better served elsewhere. For this I am truly grateful. It is nice to know honest companies still do exist!"
G.S. - Gwinn, Michigan


"Thank you very much for all the help and services that you are doing for my husband and I. I can't tell you how much pressure you guys have helped relieve already. Thank you so much again. Take Care."
Mr/Mrs. P. - Beltsville, Maryland


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Debt Negotiation


Debt is a scary thing. If you fall behind in your payments, you've probably experienced a scare due to the tactics of your creditors. You may have been threatened with a lawsuit or garnished paychecks. But how do you know what to believe, and more importantly, who can you turn to for help?

Lawsuits are a possibility anyone delinquent on their debt may have to face; however, your creditors will consider several things before deciding whether to pursue legal action. They will weigh the cost of pursuing a lawsuit against what they are likely to get out of it. Even if they do go forward with a lawsuit, it doesn't mean that careful negotiation can't produce a settlement that appeases everyone. If you are facing such a situation, you need a professional debt reduction company that will help you get better results by truly understanding your rights.

It's Never Too Early or Too Late to Begin Debt Negotiation

The best strategy may be to work with a debt reduction company before your situation becomes this dire. Why wait until you are severely delinquent on debt payments? If you are barely meeting your minimum payments and face continued financial hardship, it's best not to ignore the situation.

Ignoring your debts is the worst thing you can do. It will stop you from being able to buy a car, buy a house, even rent an apartment--left long enough, it can stop you from having the quality of life you want and deserve. If you need a fresh start, DTS can help. We have seen people turn their lives completely around--helping them do so is what makes our job worthwhile and rewarding.

  (Minimum: $10,000)
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The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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